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Frequently Asked Questions
Quick answers to the most common questions about car insurance in Saudi Arabia.
Third-party vehicle insurance is a mandatory policy that covers only the minimum required to legally drive on the roads of the Kingdom of Saudi Arabia. It covers your liability toward others—whether for public or private property—as well as injuries or damages you might cause in an accident (God forbid), protecting you from legal claims and the financial compensation due to the affected parties up to 10 million Riyals. However, a third-party policy does not cover damage to your vehicle or injuries you might sustain after an accident. For more details on third-party insurance, please refer to the additional information provided.
No. Your vehicle insured under a third-party policy is not covered for any repairs. This policy is designed solely to cover your liability toward others.
Yes, Wazen is an electronic insurance broker licensed by the Insurance Authority.
No, the third-party insurance policy does not cover personal injuries to the driver or passengers in the insured vehicle.
No, vehicle insurance cannot be transmitted from one person to another. A new policy must be obtained when purchasing a new vehicle or transferring vehicle ownership. The previous owner may, if applicable, recover the proportional part of the insurance premium by contacting the insurer according to the cancellation mechanism specified in the unified compulsory insurance policy.
No, you cannot purchase more than one policy on the same vehicle under the same owner's name for the same period. However, you may purchase a new policy if there are at least 30 days remaining before the current policy expires.
Yes. The Wazen platform is connected with the relevant authorities to ensure that clients receive the best prices—including all available discounts, such as the "no-claim discount" approved by the Insurance Authority for both compulsory (third-party) and comprehensive policies for individuals.